Group Number
1150715
Provided By
Principal
Provider Website
Customer Service
Additional Benefits
We’re pleased to continue our partnership with Principal.
Members may purchase coverage for themselves, a spouse and their dependent children. You must enroll as a member to get coverage for your spouse or child(ren).
Off-the-job Accident Benefits |
Allowed Amounts |
|---|---|
Burns |
Up to $5000 |
Coma |
$15,000 |
Concussion |
$500 |
Dental Injury |
$500 |
Dislocation |
Up to $7,500 |
Eye injury with surgical repiar |
$500 |
Fracture |
Up to $10,000 |
Injuries not specifically listed |
$100 |
Internal Injury |
$1,500 |
Knee cartilage injury with surgical repair |
$1,500 |
Ruptured disc with surgical repair |
$1,500 |
Tendon / ligament / rotator cuff injury with surgical repair |
$1,500 |
Wellness |
$50 (1 x per calendar year) |
Accidental Death and Dismemberment (AD&D) |
|
Employee |
$25,000 |
Spouse |
$12,500 |
Children |
$6,250 |
Employee Cost Per Pay Period |
|
|---|---|
Employee Only |
$4.41 |
Employee + Spouse |
$7.26 |
Employee + Child(ren) |
$8.14 |
Family |
$12.82 |
We’re pleased to continue our partnership with Principal.
Members may purchase coverage for themselves, a spouse and their dependent children. You must enroll as a member to get coverage for your spouse or child(ren).
• For benefit amounts greater than those shown below, please refer to the Benefit Summary.
• Children are automatically covered for 25% of the employee’s benefit for no additional cost.
If your age changes to a different rate band during the guarantee period, your premium will change to reflect the new rate band effective on the next policy anniversary date.
Critical Illness Benefits |
Allowed Amounts |
|---|---|
Alzheimer’s disease |
100% |
Amyotrophic lateral sclerosis |
100% |
Benign brain tumor |
100% |
Carcinoma in situ |
25% |
Coma |
100% |
Coronary artery disease |
25% |
Heart attack |
100% |
Invasive cancer |
100% |
Loss of hearing |
100% |
Loss of sight |
100% |
Loss of speech |
100% |
Major organ failure |
100% |
Multiple sclerosis |
100% |
Paralysis |
100% |
Parkinson’s disease |
100% |
Stroke |
100% |
Benefit |
Minimum |
Guaranteed Issue |
Maximum |
|
|---|---|---|---|---|
You |
Increments of $5,000 |
$5,000 |
$15,000 |
$50,000 |
Your |
Increments of $2,500 |
$2,500 |
$7,500 |
$25,000 up to 50% |
EMPLOYEE |
24 & under |
25-29 |
30-34 |
35-39 |
40-44 |
45-49 |
50-54 |
55-59 |
60-64 |
65-69 |
70 & over |
|---|---|---|---|---|---|---|---|---|---|---|---|
$5,000 |
$0.50 |
$0.63 |
$1.08 |
$1.37 |
$1.98 |
$2.90 |
$4.59 |
$6.67 |
$9.98 |
$14.41 |
$20.70 |
$10,000 |
$1.00 |
$1.26 |
$2.16 |
$2.73 |
$3.95 |
$5.80 |
$9.19 |
$13.33 |
$19.95 |
$28.82 |
$41.40 |
$15,000 |
$1.50 |
$1.89 |
$3.25 |
$4.10 |
$5.93 |
$8.70 |
$13.78 |
$20.00 |
$29.93 |
$43.23 |
$62.11 |
$20,000 |
$2.00 |
$2.52 |
$4.33 |
$5.46 |
$7.90 |
$11.60 |
$18.38 |
$26.67 |
$39.90 |
$57.64 |
$82.81 |
$25,000 |
$2.50 |
$3.15 |
$5.41 |
$6.83 |
$9.88 |
$14.50 |
$22.97 |
$33.33 |
$49.88 |
$72.05 |
$103.51 |
$30,000 |
$3.00 |
$3.78 |
$6.49 |
$8.20 |
$11.85 |
$17.40 |
$27.57 |
$40.00 |
$59.86 |
$86.46 |
$124.21 |
$35,000 |
$3.51 |
$4.41 |
$7.58 |
$9.56 |
$13.83 |
$20.31 |
$32.16 |
$46.67 |
$69.83 |
$100.86 |
$144.92 |
$40,000 |
$4.01 |
$5.04 |
$8.66 |
$10.93 |
$15.80 |
$23.21 |
$36.76 |
$53.34 |
$79.81 |
$115.27 |
$165.62 |
$45,000 |
$4.51 |
$5.67 |
$9.74 |
$12.30 |
$17.78 |
$26.11 |
$41.35 |
$60.00 |
$89.79 |
$129.68 |
$186.32 |
$50,000 |
$5.01 |
$6.30 |
$10.82 |
$13.66 |
$19.75 |
$29.01 |
$45.95 |
$66.67 |
$99.76 |
$144.09 |
$207.02 |
SPOUSE |
24 & under |
25-29 |
30-34 |
35-39 |
40-44 |
45-49 |
50-54 |
55-59 |
60-64 |
65-69 |
70 & over |
|---|---|---|---|---|---|---|---|---|---|---|---|
$2,500 |
$0.25 |
$0.32 |
$0.54 |
$0.68 |
$0.99 |
$1.45 |
$2.30 |
$3.33 |
$4.99 |
$7.20 |
$10.35 |
$5,000 |
$0.50 |
$0.63 |
$1.08 |
$1.37 |
$1.98 |
$2.90 |
$4.59 |
$6.67 |
$9.98 |
$14.41 |
$20.70 |
$7,500 |
$0.75 |
$0.95 |
$1.62 |
$2.05 |
$2.96 |
$4.35 |
$6.89 |
$10.00 |
$14.96 |
$21.61 |
$31.05 |
$10,000 |
$1.00 |
$1.26 |
$2.16 |
$2.73 |
$3.95 |
$5.80 |
$9.19 |
$13.33 |
$19.95 |
$28.82 |
$41.40 |
$12,500 |
$1.25 |
$1.58 |
$2.71 |
$3.42 |
$4.94 |
$7.25 |
$11.49 |
$16.67 |
$24.94 |
$36.02 |
$51.76 |
$15,000 |
$1.50 |
$1.89 |
$3.25 |
$4.10 |
$5.93 |
$8.70 |
$13.78 |
$20.00 |
$29.93 |
$43.23 |
$62.11 |
$17,500 |
$1.75 |
$2.21 |
$3.79 |
$4.78 |
$6.91 |
$10.15 |
$16.08 |
$23.33 |
$34.92 |
$50.43 |
$72.46 |
$20,000 |
$2.00 |
$2.52 |
$4.33 |
$5.46 |
$7.90 |
$11.60 |
$18.38 |
$26.67 |
$39.90 |
$57.64 |
$82.81 |
$22,500 |
$2.25 |
$2.84 |
$4.87 |
$6.15 |
$8.89 |
$13.05 |
$20.68 |
$30.00 |
$44.89 |
$64.84 |
$93.16 |
$25,000 |
$2.50 |
$3.15 |
$5.41 |
$6.83 |
$9.88 |
$14.50 |
$22.97 |
$33.33 |
$49.88 |
$72.05 |
$103.51 |
With an EAP, you and your family household members have access to free, confidential resources to help handle life’s everyday — and not so everyday — challenges.
Help handling life’s ups and downs.
Life can be unpredictable. And it’s not always easy. So it’s a big deal to know there’s help available when you need it. That’s what the employee assistance program (EAP), provided by ComPsych, is all about.
844-869-2365
TTY: 711
Visit guidanceresources.com
When you create an account, use PrincipalCore as the program name.
Ease some of the worries of traveling
Travel assistance program offers reassurance. Anytime. Anywhere.
Whether you’re traveling right here in the United States or leaving the country, you can rely on AXA to help your travel experience go off without a hitch. And because you’re covered by group term life insurance from Principal®, you have access to many travel assistance services for free—no matter ifyou’re traveling for business or pleasure.
Who’s eligible?
You, your spouse, and your dependent children can access this service when traveling 100+ miles away from home for up to 120 consecutive days. And your spouse and dependent children are covered whether or not they’re traveling with you.
Help protect your family, your finances— and your future
Create and store your important documents using the Will & Legal Document Center
If you’re like most of us, you want to be in the driver’s seat when it comes to your wishes for the future, like who will inherit your assets or make medical decisions for you if you’re not able to. Especially since life can be so unpredictable.
That’s why it’s important to be proactive and make a plan to protect your family and finances. With your group term or voluntary term life insurance through Principal®, you can do just that, with access to resources from the Will & Legal Document Center provided by ARAG®.
Protect your identity
It’s not just inconvenient to have your identity stolen. It can have a direct impact on your credit rating and your financial security. The good news is you can protect your identity with free online resources from ARAG, including:
• An Identity Theft Prevention Kit to help protect you from identity theft.
• An Identity Theft Victim Action Kit to help speed your recovery if you experience identity theft.
Need help with registration? Call ARAG Customer Care at 800.546.3718.
Or, if you have questions about the services, call Principal at 866.539.1728.
Group Number
1150715
Provided By
Principal
Provider Website
Customer Service